/* DAY Capital — site styles. Single committed look: warm cream, near-black, muted gold (matches investor deck). */
:root{
  --cream:#faf7f0; --paper:#ffffff; --sand:#f3ecdc; --line:#e8dfcb;
  --ink:#1f1c17; --ink-2:#4a443a; --muted:#7a7263;
  --gold:#b07f1f; --gold-deep:#8a6416; --gold-soft:#f5ead2;
  --night:#211e19; --night-2:#2c2822;
  --display:"Schibsted Grotesk","Helvetica Neue",Arial,sans-serif;
  --body:"Source Sans 3","Helvetica Neue",Arial,sans-serif;
  --mono:"IBM Plex Mono",ui-monospace,Menlo,monospace;
  --wrap:1120px; --radius:6px;
  color-scheme:light;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--cream);color:var(--ink);font-family:var(--body);font-size:18px;line-height:1.6;-webkit-font-smoothing:antialiased}
img,svg{max-width:100%}
a{color:var(--gold-deep)}
a:hover{color:var(--ink)}
:focus-visible{outline:2px solid var(--gold);outline-offset:3px}
.wrap{max-width:var(--wrap);margin:0 auto;padding-inline:20px}
h1,h2,h3,h4{font-family:var(--display);color:var(--ink);line-height:1.12;margin:0;text-wrap:balance;letter-spacing:-.015em}
h1{font-size:clamp(2.2rem,5.4vw,3.9rem);font-weight:700}
h2{font-size:clamp(1.7rem,3.4vw,2.5rem);font-weight:700}
h3{font-size:1.25rem;font-weight:700;letter-spacing:-.005em}
p{margin:0;max-width:66ch}
.eyebrow{font-family:var(--mono);font-size:.78rem;letter-spacing:.18em;text-transform:uppercase;color:var(--gold-deep)}
.lede{font-size:1.2rem;color:var(--ink-2)}
.rule{width:64px;height:3px;background:var(--gold);border:0;margin:0}
.stack{display:flex;flex-direction:column;gap:18px}
.stack-lg{display:flex;flex-direction:column;gap:28px}

/* Header */
.skip{position:absolute;left:-999px;top:0;background:var(--ink);color:#fff;padding:8px 14px;z-index:99}
.skip:focus{left:12px;top:12px}
.site-header{position:sticky;top:env(safe-area-inset-top,0px);z-index:40;background:rgba(250,247,240,.94);backdrop-filter:saturate(1.2) blur(8px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:72px}
.brand{display:flex;flex-direction:column;text-decoration:none;color:var(--ink);line-height:1}
.brand b{font-family:var(--display);font-weight:800;font-size:1.55rem;letter-spacing:.02em}
.brand span{font-family:var(--display);font-weight:600;font-size:.62rem;letter-spacing:.62em;color:var(--gold);margin-top:5px}
.menu{display:flex;align-items:center;gap:26px;list-style:none;margin:0;padding:0}
.menu a{text-decoration:none;color:var(--ink-2);font-weight:600;font-size:.98rem}
.menu a:hover,.menu a[aria-current="page"]{color:var(--ink)}
.menu a[aria-current="page"]{box-shadow:inset 0 -2px 0 var(--gold)}
.menu-toggle{display:none;font:inherit;font-weight:600;background:none;border:1px solid var(--line);border-radius:var(--radius);padding:8px 14px;color:var(--ink);cursor:pointer}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;font-family:var(--display);font-weight:700;font-size:1rem;text-decoration:none;padding:14px 22px;border-radius:var(--radius);border:2px solid var(--ink);background:var(--ink);color:var(--cream);cursor:pointer;transition:background .15s,color .15s,border-color .15s}
.btn:hover{background:var(--gold-deep);border-color:var(--gold-deep);color:#fff}
.btn-ghost{background:transparent;color:var(--ink)}
.btn-ghost:hover{background:var(--ink);color:var(--cream);border-color:var(--ink)}
.btn-gold{background:var(--gold);border-color:var(--gold);color:#fff}
.btn-gold:hover{background:var(--cream);color:var(--ink);border-color:var(--cream)}
.btn-row{display:flex;flex-wrap:wrap;gap:12px}
.menu .btn{padding:10px 16px;font-size:.92rem;color:var(--cream)}
.menu .btn:hover{color:#fff}

/* Sections */
section{padding-block:clamp(56px,8vw,104px)}
.sec-head{display:flex;flex-direction:column;gap:14px;margin-bottom:40px}
.band{background:var(--paper);border-block:1px solid var(--line)}
.dark{background:var(--night);color:#e9e2d2}
.dark h1,.dark h2,.dark h3{color:#fff}
.dark .eyebrow{color:#d9ad55}
.dark p{color:#cfc6b4}

/* Hero */
.hero{position:relative;overflow:hidden;padding-block:clamp(56px,9vw,120px) clamp(48px,7vw,96px)}
.hero-grid{display:grid;grid-template-columns:minmax(0,1.35fr) minmax(0,.9fr);gap:48px;align-items:center}
.hero .lede{margin-top:22px}
.hero .btn-row{margin-top:32px}
.chevrons{width:100%;max-width:380px;justify-self:end;aspect-ratio:1}
.page-hero{padding-block:clamp(48px,7vw,88px) clamp(36px,5vw,56px);border-bottom:1px solid var(--line)}
.page-hero .lede{margin-top:18px}

/* Proof strip */
.proof{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));border:1px solid var(--line);border-radius:var(--radius);background:var(--paper)}
.proof div{padding:22px 24px;display:flex;flex-direction:column;gap:4px;border-right:1px solid var(--line)}
.proof div:last-child{border-right:0}
.proof b{font-family:var(--display);font-size:1.35rem;color:var(--ink)}
.proof span{font-size:.95rem;color:var(--muted)}

/* Cards / grids */
.grid-3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
.grid-2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}
.card{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:28px;display:flex;flex-direction:column;gap:14px;min-width:0}
.card p{color:var(--ink-2);font-size:1rem}
.card .more{margin-top:auto;font-weight:700;text-decoration:none;font-family:var(--display)}
.card .more::after{content:" →"}
.mark{width:40px;height:40px;border-radius:50%;background:var(--gold-soft);display:grid;place-items:center;color:var(--gold-deep)}
.mark svg{width:18px;height:18px}
.ticks{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:8px;border-top:1px solid var(--line);padding-top:14px}
.ticks li{position:relative;padding-left:20px;font-size:.98rem;color:var(--ink-2)}
.ticks li::before{content:"";position:absolute;left:0;top:.6em;width:8px;height:8px;background:var(--gold)}

/* Steps (a real sequence) */
.steps{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;counter-reset:s;list-style:none;margin:0;padding:0}
.steps li{counter-increment:s;padding:28px 24px;border-top:3px solid var(--gold);background:var(--paper);display:flex;flex-direction:column;gap:10px}
.steps li::before{content:"Step " counter(s);font-family:var(--mono);font-size:.75rem;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-deep)}
.steps p{font-size:1rem;color:var(--ink-2)}

/* Split */
.split{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:56px;align-items:start}
.quote{font-family:var(--display);font-size:clamp(1.3rem,2.4vw,1.75rem);line-height:1.35;color:var(--ink);font-weight:600;max-width:30ch}
.sig{font-size:.95rem;color:var(--muted)}

/* Tables / lists */
.facts{display:grid;grid-template-columns:minmax(0,1fr);border:1px solid var(--line);border-radius:var(--radius);background:var(--paper)}
.facts div{display:grid;grid-template-columns:minmax(140px,.8fr) minmax(0,1.6fr);gap:16px;padding:16px 22px;border-bottom:1px solid var(--line)}
.facts div:last-child{border-bottom:0}
.facts dt{font-family:var(--mono);font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);padding-top:3px}
.facts dd{margin:0;font-weight:600}
dl{margin:0}

/* FAQ */
.faq{display:flex;flex-direction:column;border-top:1px solid var(--line)}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{cursor:pointer;list-style:none;padding:20px 40px 20px 0;font-family:var(--display);font-weight:700;font-size:1.1rem;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:4px;top:16px;font-size:1.5rem;color:var(--gold-deep);font-weight:400}
.faq details[open] summary::after{content:"–"}
.faq details p{padding-bottom:22px;color:var(--ink-2)}

/* Checker */
.checker{background:var(--night);color:#e9e2d2;border-radius:var(--radius);padding:32px;display:flex;flex-direction:column;gap:20px}
.checker h3{color:#fff}
.q{display:flex;flex-direction:column;gap:10px}
.q p{color:#e9e2d2;font-weight:600}
.opts{display:flex;gap:10px;flex-wrap:wrap}
.opts button{font:inherit;font-weight:600;padding:9px 18px;border-radius:999px;border:1px solid #5a5244;background:transparent;color:#e9e2d2;cursor:pointer}
.opts button[aria-pressed="true"]{background:var(--gold);border-color:var(--gold);color:#fff}
.result{border-top:1px solid #4a4339;padding-top:18px;color:#cfc6b4}
.result strong{color:#fff}

/* Forms */
.form{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px 20px;background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:32px}
.field{display:flex;flex-direction:column;gap:6px;min-width:0}
.field.full{grid-column:1/-1}
label{font-weight:600;font-size:.95rem}
input,select,textarea{font:inherit;font-size:1rem;color:var(--ink);background:var(--cream);border:1px solid #d9cfb9;border-radius:var(--radius);padding:12px 14px;width:100%}
textarea{min-height:120px;resize:vertical}
input:focus,select:focus,textarea:focus{outline:2px solid var(--gold);outline-offset:1px;border-color:var(--gold)}
.consent{display:flex;gap:12px;align-items:flex-start;font-weight:400;font-size:.92rem;color:var(--ink-2)}
.consent input{width:20px;height:20px;margin-top:3px;flex:none}
.form-note{font-size:.9rem;color:var(--muted)}
.form-status{grid-column:1/-1;font-weight:600}
.thanks{background:var(--paper);border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:var(--radius);padding:32px;display:flex;flex-direction:column;gap:12px}
.contact-grid{display:grid;grid-template-columns:minmax(0,1.5fr) minmax(0,.8fr);gap:40px;align-items:start}
.contact-card{display:flex;flex-direction:column;gap:18px}
.contact-card .item{display:flex;flex-direction:column;gap:2px}
.contact-card .item span{font-family:var(--mono);font-size:.75rem;letter-spacing:.14em;text-transform:uppercase;color:var(--muted)}
.contact-card .item b,.contact-card .item a{font-family:var(--display);font-size:1.1rem;color:var(--ink);text-decoration:none}

/* Prose (legal pages) */
.prose{max-width:72ch;display:flex;flex-direction:column;gap:16px}
.prose h2{font-size:1.4rem;margin-top:18px}
.prose ul{margin:0;padding-left:22px;display:flex;flex-direction:column;gap:6px}

/* CTA band */
.cta{background:var(--night);color:#e9e2d2;position:relative;overflow:hidden}
.cta .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:28px}
.cta h2{color:#fff;max-width:20ch}
.cta p{color:#cfc6b4;margin-top:12px}

/* Footer */
.site-footer{background:var(--night-2);color:#bdb3a0;font-size:.95rem;padding-block:56px 40px}
.foot{display:grid;grid-template-columns:minmax(0,1.4fr) repeat(3,minmax(0,1fr));gap:32px}
.site-footer .brand{color:#fff}
.site-footer h4{font-family:var(--mono);font-size:.75rem;letter-spacing:.16em;text-transform:uppercase;color:#d9ad55;margin-bottom:12px;font-weight:500}
.site-footer ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:8px}
.site-footer a{color:#e2d9c6;text-decoration:none}
.site-footer a:hover{color:#fff}
.legal{border-top:1px solid #423c33;margin-top:40px;padding-top:24px;display:flex;flex-direction:column;gap:8px;font-size:.85rem;color:#9a917f}
.legal p{max-width:none}

/* WhatsApp sticky */
.wa{position:fixed;right:16px;bottom:calc(16px + env(safe-area-inset-bottom,0px));z-index:50;display:none;align-items:center;gap:8px;background:#1f7a4d;color:#fff;font-family:var(--display);font-weight:700;text-decoration:none;padding:12px 18px;border-radius:999px;box-shadow:0 6px 20px rgba(0,0,0,.18)}
.wa:hover{color:#fff;background:#17633e}
.wa svg{width:20px;height:20px}

/* Responsive */
@media (max-width:900px){
  .hero-grid,.split,.contact-grid{grid-template-columns:minmax(0,1fr)}
  .chevrons{display:none}
  .grid-3,.steps{grid-template-columns:minmax(0,1fr)}
  .foot{grid-template-columns:repeat(2,minmax(0,1fr))}
  .menu-toggle{display:inline-block}
  .menu{display:none;position:absolute;left:0;right:0;top:72px;flex-direction:column;align-items:stretch;gap:0;background:var(--cream);border-bottom:1px solid var(--line);padding:8px 20px 20px}
  .menu.open{display:flex}
  .menu li a{display:block;padding:14px 0;border-bottom:1px solid var(--line)}
  .menu li:last-child a{border:0;margin-top:14px;text-align:center}
  .wa{display:inline-flex}
}
@media (max-width:640px){
  body{font-size:17px}
  .grid-2,.form{grid-template-columns:minmax(0,1fr)}
  .proof{grid-template-columns:minmax(0,1fr)}
  .proof div{border-right:0;border-bottom:1px solid var(--line)}
  .proof div:last-child{border-bottom:0}
  .facts div{grid-template-columns:minmax(0,1fr);gap:4px}
  .foot{grid-template-columns:minmax(0,1fr)}
  .form,.card,.checker{padding:22px}
}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}

/* v2 additions: reasons list, facility tabs, articles, footer quick form */
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.reasons{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;border-top:1px solid var(--line)}
.reasons li{display:grid;grid-template-columns:minmax(150px,.7fr) minmax(0,1.6fr);gap:16px;padding:16px 0;border-bottom:1px solid var(--line)}
.reasons b{font-family:var(--display)}
.reasons span{color:var(--ink-2);font-size:1rem}
.tabs{display:flex;flex-direction:column;gap:28px}
.tablist{display:flex;flex-wrap:wrap;gap:8px;border-bottom:1px solid var(--line)}
.tablist button{font:inherit;font-family:var(--display);font-weight:700;font-size:1rem;background:none;border:0;border-bottom:3px solid transparent;padding:12px 16px;color:var(--muted);cursor:pointer;margin-bottom:-1px}
.tablist button[aria-selected="true"]{color:var(--ink);border-bottom-color:var(--gold)}
.panel{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:32px}
.article-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,300px);gap:48px;align-items:start}
.article-grid .card{position:sticky;top:96px}
.plain{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px}
.plain a{font-weight:600;text-decoration:none}
.eyebrow a{color:inherit}
.foot-top{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.2fr);gap:40px;padding-bottom:48px;margin-bottom:48px;border-bottom:1px solid #423c33}
.foot-top .eyebrow{color:#d9ad55}
.foot-top p{color:#bdb3a0}
.quick{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
.quick input,.quick textarea{background:#2f2a23;border-color:#4a4339;color:#f3ede0}
.quick input::placeholder,.quick textarea::placeholder{color:#9a917f}
.quick textarea{grid-column:1/-1;min-height:96px}
.q-consent{grid-column:1/-1;color:#bdb3a0}
.q-consent a{color:#e2d9c6}
.quick .btn{justify-self:start}
.q-status{grid-column:1/-1;color:#e2d9c6;font-weight:600}
@media (max-width:900px){.foot-top,.article-grid{grid-template-columns:minmax(0,1fr)}.article-grid .card{position:static}}
@media (max-width:640px){.quick{grid-template-columns:minmax(0,1fr)}.reasons li{grid-template-columns:minmax(0,1fr);gap:2px}.panel{padding:22px}}
.fine{font-size:.78rem;line-height:1.5;color:#8a8170}
.grid-4{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:20px}@media (max-width:900px){.grid-4{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (max-width:640px){.grid-4{grid-template-columns:minmax(0,1fr)}}
.hero-logo{width:100%;height:auto;max-width:440px;justify-self:end}
.brand-img img{height:54px;width:auto;display:block}
.foot-logo{width:180px;height:auto;display:block}
@media (max-width:900px){.hero-logo{display:block;justify-self:start;max-width:240px;margin-top:8px}}
.hero-logo-black{max-width:400px;aspect-ratio:1;object-fit:cover;border-radius:28px;box-shadow:0 18px 40px rgba(31,28,23,.18)}
/* Homepage closing section: Marina Bay skyline, Singapore (photo supplied by DAY Capital, Unsplash) */
.cta-photo{background-color:#14120f;background-image:linear-gradient(180deg,rgba(20,18,15,.62) 0%,rgba(20,18,15,.86) 100%),url("skyline.jpg");background-size:cover;background-position:center 30%;padding-block:clamp(96px,14vw,180px)}
/* Homepage hero: Marina Bay photo behind a dark overlay */
.hero-photo{background-color:#14120f;background-image:linear-gradient(90deg,rgba(20,18,15,.88) 0%,rgba(20,18,15,.72) 55%,rgba(20,18,15,.45) 100%),url("skyline.jpg");background-size:cover;background-position:center 30%;color:#e9e2d2}
.hero-photo h1{color:#fff}
.hero-photo .lede{color:#ddd4c2}
.hero-photo .eyebrow{color:#d9ad55}
.hero-photo .btn{background:#c9962e;border-color:#c9962e;color:#14120f}
.hero-photo .btn:hover{background:#e0ad45;border-color:#e0ad45}
.hero-photo .btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.55)}
.hero-photo .btn-ghost:hover{background:#fff;color:#14120f;border-color:#fff}
.hero-photo .hero-logo-black{box-shadow:0 18px 50px rgba(0,0,0,.45);border:1px solid rgba(217,173,85,.35)}
@media (max-width:900px){.hero-photo .hero-logo-black{max-width:180px;border-radius:20px}}
/* Gentle fade-up as sections scroll into view (once only; off for reduced-motion users) */
.js-reveal .reveal{opacity:0;transform:translateY(22px);transition:opacity .7s ease,transform .7s ease}
.js-reveal .reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.js-reveal .reveal{opacity:1;transform:none;transition:none}}

/* Make the hidden attribute always win (thank-you box, form, financing-only fields) */
[hidden]{display:none!important}